Chase Freedom Flex offers 5x bonus categories

Chase Freedom Flex, a no annual fee card, offers 5x points on certain categories, which can be worth more than 5% cash. The card has no foreign transaction fees and offers 3x points on drugstore and dining purchases. If you max out the $1,500 in bonus spending per quarter, you will earn at least 30,000 Ultimate Rewards points over the course of a year. Registration for Q4 spending, which will be valid from October 1 to December 31, is now open. The Q1 bonus category for 2027 will include groceries, allowing you to earn 5x points on groceries in both Q4 2026 and Q1 2027. This is a great opportunity for business owners to earn rewards on their purchases. The points can be transferred to other Chase cards, such as the Chase Sapphire Reserve, and used for travel or other rewards. The value of the points will depend on how you use them, but they can be worth up to 10% back on certain categories. This is a good deal for business owners who want to earn rewards on their purchases without paying an annual fee.