Pinnacle Financial Partners offers a $200 Mastercard checking bonus
Pinnacle Financial Partners, a regional bank based in Tennessee, offers a $200 Mastercard gift card.

The short version
- You must open a checking account and set up direct deposit to get the bonus.
- The offer is valid until January 31, 2027.
- Check if your direct deposit qualifies before opening the account.
Pinnacle Financial Partners, a regional bank based in Tennessee, has brought back its $200 checking account bonus for new customers. The promotion runs until January 31, 2027, according to Doctor of Credit. The easiest account to keep free of charges is the Grizzlies Basic Checking account.
That account carries a $3 monthly service fee, but the bank waives the charge if you enroll in eStatements. The bank has previously offered sports tickets and team merchandise for opening accounts, but the current $200 Mastercard gift card gives you more flexibility in how you spend it.

The fee schedule shows no early account termination fee if you decide to close the account later. However, bankers have not yet confirmed whether opening the account triggers a soft credit pull or which direct deposit workarounds qualify for the bonus. You will want to weigh those unknown requirements before submitting your application. Check your monthly banking needs and statement preferences before signing up.
About Mastercard
American multinational financial services corporation
- Share price
- $652.70−0.49% last trading day
- Market value
- $446 billion2026
- Revenue
- $22.2 billiona year, 2022
- Employees
- 33,4002023
- Founded
- 1966
- Based in
- Purchase
- Chief executive
- Michael Miebach
- Owned by
- ShareholdersNYSE: MA
From Wikipedia and Yahoo Finance. Figures can be a year or two old.
Figures as reported by Doctor Of Credit.




