Citibank just launched new checking account bonuses up to $4,000
Citibank, the giant New York bank, rolled out new cash bonuses from $325 to $4,000.
The short version
- You must live in NY, NJ, CT or select states to qualify.
- Check the exact deposit terms before you open an account.
- The direct deposit fee waiver requirement jumps to $1,000 next year.
Why it matters to you. If you are managing multiple business or personal accounts, the simpler $325 tier may save you the headache of tracking complex deposit minimums.
Check your bank balances this week if you live in the New York area. Citibank, the giant New York bank, just updated its tiered checking account cash bonuses ranging from $325 up to $4,000 for new depositors, according to Doctor Of Credit.
The promotion is available in select states including New York, New Jersey, Connecticut, Maryland, Virginia, Washington D.C., California, Nevada, and parts of Florida and Illinois. For depositors parking larger sums, linking a savings account within 10 days can net yields between 3.5% and 4.5% APY depending on the tier.
The highest tier hits a $200,000 deposit requirement to unlock Citi Gold status and a 4% APY return. Meanwhile, the bank is raising its enhanced direct deposit fee waiver requirement from $250 to $1,000 starting January 1, 2027. Take your time reviewing the terms before moving your cash over.
