Florida ACA health insurance premiums are jumping another 10.4% next year
Florida ACA marketplace health insurance premiums jump another 10.4% next year.
The short version
- UnitedHealthcare is hiking its rates by 25% for 2027.
- Open enrollment runs through December 15 for Florida residents.
- Call 877-813-9115 for help choosing a plan.
Florida plans for the Affordable Care Act Marketplace are getting more expensive. On average, ACA premiums in Florida will be 10.4% higher next year, but that is on top of the 34% increase plans experienced in 2026, according to the Florida Office of Insurance Regulation.
UnitedHealthcare of Florida Inc., a large health insurance provider, has one of the largest jumps in Florida for 2027 plans, with a 25% increase. In 2026, UnitedHealthcare customers saw a 32% increase in their monthly premiums. Dave Waalewyn, a 64-year-old former airline pilot from Leesburg, Florida, watched his marketplace plan cost hit $800 a month after losing his employer coverage, and face potential quotes up to $1,500 a month.
According to Central Florida Public Media, the soaring costs are being driven by the non-extension of enhanced premium tax credits. About 97% of Florida marketplace customers used the tax credit, according to research by KFF, a health policy organization that studies healthcare issues.
Those seeking coverage for the start of 2027 must enroll by December 15, while filing later provides coverage starting February 1. Anyone looking for help in choosing the right plan can speak with a Florida healthcare navigator at CoveringFlorida.org or call 877-813-9115.
